OVO

OVO is Indonesia's all-in-one digital wallet and payments app that lets you handle everyday transactions from your phone. Pay bills, shop online, and build savings—all with cashback rewards and exclusive deals that add up fast.

Leave cash behind. OVO gives you a secure, fast way to pay for everything from groceries and fuel to dining and online purchases. Every transaction earns you rewards, whether you're buying essentials or treating yourself to something special. New users get an instant welcome: your first top-up comes with zero admin fees, plus up to 20,000 OVO Points in cashback (minimum Rp30,000 in transactions).

Upgrade to OVO Nabung and unlock deeper savings. Earn a 10,000 OVO Point bonus when you activate the savings feature, then enjoy partner discounts at Hokben, D'Crepes, Solaria, Alfagift, and MyTelkomsel, among many others. GrabFood orders qualify for up to 75% off, capped at Rp50,000 per order. These deals are always available, no code needed.

Cashback follows you everywhere you spend. Online shopping rewards you with up to Rp1,000,000 in cashback on major retailers. Groceries, food delivery, and gas purchases earn up to Rp500,000 in cashback. Bill payments get an extra boost: pay your electricity, water, or other utilities through the Harga Jongkok feature and enjoy PLN tokens at a discount (Rp10,000 for only Rp8,888) plus up to 3% cashback on qualifying bills. Government savings bonds (SBN) investment payments add 1% cashback as well.

Everything is designed around your convenience. Manage your balance, track spending, view transaction history, and switch between payment methods in seconds. The app keeps your financial information protected with modern security standards, so you can focus on getting the most from every rupiah spent.

Download OVO now to start paying smarter, earning rewards on every purchase, and accessing exclusive deals across Indonesia's biggest merchants and services.